
Discover our our new easy access online tracker. The perfect blend of flexibility and certainty.
Easy access savings accounts offer competitive returns with unlimited top-ups and withdrawals.
They’re a great, flexible option if you need access to your money quickly to manage day-to-day expenses or to build up that rainy day fund.
We offer a range of easy access accounts, from straightforward easy access, to notice accounts that allow future withdrawals to be planned, and even tracker accounts that track the Bank of England base rate.
Key features:
Know exactly how much interest you’ll earn with our fixed rate savings accounts (sometimes known as bonds), receiving a guaranteed rate over an agreed period.
Fixed rate accounts offer certainty, so they’re perfect if you’re happy to plan ahead and lock your money away.
Key features:
Cash ISAs are the smart way to make your money work harder, allowing you to benefit from tax-free savings.
Our wide range of cash ISA accounts are perfect for any saver. Whether you’re looking to commit to a fixed rate, need immediate access with an easy access account, or want stability with an account that tracks the Bank of England base rate.
Find out more about your cash ISA limit.
Key features:
Great. Once you’ve found the account that’s right for you, open an account online by clicking the the ‘Open an account’ button.
You need to be aged 18 or over and a resident in the United Kingdom to open a savings account with us.
You can also open a joint account with another person.
Apply online using the ‘Open an account’ button.
Existing customers can apply for extra accounts in just a few clicks when logged into our online savings portal.
Our sort code is 23-62-47.
No if you don’t fund your account within 14 days it will automatically close.
It can. Tracker interest rates are variable and can be increased or decreased depending on the Bank of England (BoE) base rate.
We can also adjust the margin to BoE base rate at any time at our sole discretion as outlined in the account Summary Box.
The margin is the percentage below the Bank of England base rate we detail on your Summary Box when you opened your account. This will move in line with the Bank of England Base rate minus the margin. This will move within 5 business days of a base rate change.
We can change the margin by giving you 14 days’ notice and you can close an easy access account at any time.
You have 14 days from when you applied for the account to pay in at least £1 and initiate any Transfer In from your existing ISA provider.
Any accounts unfunded after this window will be closed, and any deposits received after the funding window may be returned.
ISA stands for Individual Savings Account. The main difference between an ISA and any other savings account is that it offers tax-free interest payments, so you could get more for your money. There is a limit to how much money you can put into an ISA in each tax year, which is called the ‘ISA allowance’.
You can manage your account when logged in online and by telephone (Mon-Fri 9am-5pm and closed on bank holidays).
If you’ve always managed your account with us in a different way, for example by post, you can keep doing this.
No problem. Give us a call 020 7862 6222 (Monday-Friday 9am-5pm and closed on bank holidays).
Get in touch on 020 7862 6222 (Mon-Fri 9am-5pm, excluding bank holidays).
If you managed your account online before 1 May 2024, your User ID will be your email address, so you could try that first.
We offer solutions for businesses, individuals and intermediaries.