Can HTB change the interest rate?

• This is a managed variable rate, which means it is set by us and we can change it at any time
• If we increase the interest rate, we’ll make the change and let you know
• If we reduce the interest rate, we’ll let you know at least 30 days before.

What would the estimated balance be after 12 months based on certain deposits?

• £100,000 invested in this account would earn £3,950.00 interest
• This is for illustrative purposes only and assumes interest is paid and compounded annually. The illustrative example does not consider the individual circumstances of a customer.

How do I open and manage the account?

• You can open an account by completing an application form. We will complete some checks on the Credit Union and underlying member(s) and let you know if we need anything else to help complete your application
• This account is available to credit unions and community banks in the United Kingdom
• Once your account is open, you can manage it through our Specialist Deposits team by email on [email protected]
• You’ll need the minimum balance of £100,000 in the account to open it and keep it open
• The maximum account balance is £5,000,000, excluding interest.

Can I withdraw money?

• Yes – this is an easy access account, so you can make unlimited withdrawals.

Additional information

• You have 14 days from the date you applied for the account to fund it. If the account remains unfunded at 14 days, it will be closed
• All payments must be made to – and from – your nominated bank account or into another account with us
• Read our full terms and conditions here.

Can HTB change the interest rate?

• No, the interest rate is fixed for the duration of the term.

What would the estimated balance be at the end of the term based on certain deposits?

• £100,000 invested in this account would earn £2,150.00 interest by the end of the term
• This is for illustrative purposes only and assumes interest is paid and compounded annually. The illustrative example does not consider the individual circumstances of a customer.

How do I open and manage the account?

• You can open an account by completing an application form. We will complete some checks on the Credit Union and underlying member(s) and let you know if we need anything else to help complete your application
• This account is available to credit unions and community banks in the United Kingdom
• Once your account is open, you can manage it through our Specialist Deposits team by email on [email protected]
• You’ll need the minimum balance of £100,000 in the account to open it and keep it open
• The maximum account balance is £5,000,000, excluding interest.

Can I withdraw money?

• No. This bond offers a fixed rate for a fixed term, so you can only close it, withdraw or transfer your money at the end of the term (maturity)
• We will get in touch before maturity to remind you of the date that your fixed term ends, detailing your options and asking for your maturity instructions. You can ask us to reinvest some or all of it into new accounts or return it to your nominated account.

Additional information

• You have 14 days from the date you applied for the account to fund it. If the account remains unfunded at 14 days, it will be closed
• All payments must be made to – and from – your nominated bank account or into another account with us
• Read our full terms and conditions here.

Can HTB change the interest rate?

• No, the interest rate is fixed for the duration of the term.

What would the estimated balance be at the end of the term based on certain deposits?

• £100,000 invested in this account would earn £3,187.50 interest by the end of the term
• This is for illustrative purposes only and assumes interest is paid and compounded annually. The illustrative example does not consider the individual circumstances of a customer.

How do I open and manage the account?

• You can open an account by completing an application form. We will complete some checks on the Credit Union and underlying member(s) and let you know if we need anything else to help complete your application
• This account is available to credit unions and community banks in the United Kingdom
• Once your account is open, you can manage it through our Specialist Deposits team by email on [email protected]
• You’ll need the minimum balance of £100,000 in the account to open it and keep it open
• The maximum account balance is £5,000,000, excluding interest.

Can I withdraw money?

• No. This bond offers a fixed rate for a fixed term, so you can only close it, withdraw or transfer your money at the end of the term (maturity)
• We will get in touch before maturity to remind you of the date that your fixed term ends, detailing your options and asking for your maturity instructions. You can ask us to reinvest some or all of it into new accounts or return it to your nominated account.

Additional information

• You have 14 days from the date you applied for the account to fund it. If the account remains unfunded at 14 days, it will be closed
• All payments must be made to – and from – your nominated bank account or into another account with us
• Read our full terms and conditions here.

Can HTB change the interest rate?

• No, the interest rate is fixed for the duration of the term.

What would the estimated balance be at the end of the term based on certain deposits?

• £100,000 invested in this account would earn £4,220.00 interest by the end of the term
• This is for illustrative purposes only and assumes interest is paid and compounded annually. The illustrative example does not consider the individual circumstances of a customer.

How do I open and manage the account?

• You can open an account by completing an application form. We will complete some checks on the Credit Union and underlying member(s) and let you know if we need anything else to help complete your application
• This account is available to credit unions and community banks in the United Kingdom
• Once your account is open, you can manage it through our Specialist Deposits team by email on [email protected]
• You’ll need the minimum balance of £100,000 in the account to open it and keep it open
• The maximum account balance is £5,000,000, excluding interest.

Can I withdraw money?

• No. This bond offers a fixed rate for a fixed term, so you can only close it, withdraw or transfer your money at the end of the term (maturity)
• We will get in touch before maturity to remind you of the date that your fixed term ends, detailing your options and asking for your maturity instructions. You can ask us to reinvest some or all of it into new accounts or return it to your nominated account.

Additional information

• You have 14 days from the date you applied for the account to fund it. If the account remains unfunded at 14 days, it will be closed
• All payments must be made to – and from – your nominated bank account or into another account with us
• Read our full terms and conditions here.

Can HTB change the interest rate?

• No, the interest rate is fixed for the duration of the term.

What would the estimated balance be at the end of the term based on certain deposits?

• £100,000 invested in this account would earn £6,209.88 interest by the end of the term
• This is for illustrative purposes only and assumes interest is paid and compounded annually. The illustrative example does not consider the individual circumstances of a customer.

How do I open and manage the account?

• You can open an account by completing an application form. We will complete some checks on the Credit Union and underlying member(s) and let you know if we need anything else to help complete your application
• This account is available to credit unions and community banks in the United Kingdom
• Once your account is open, you can manage it through our Specialist Deposits team by email on [email protected]
• You’ll need the minimum balance of £100,000 in the account to open it and keep it open
• The maximum account balance is £5,000,000, excluding interest.

Can I withdraw money?

• No. This bond offers a fixed rate for a fixed term, so you can only close it, withdraw or transfer your money at the end of the term (maturity)
• We will get in touch before maturity to remind you of the date that your fixed term ends, detailing your options and asking for your maturity instructions. You can ask us to reinvest some or all of it into new accounts or return it to your nominated account.

Additional information

• You have 14 days from the date you applied for the account to fund it. If the account remains unfunded at 14 days, it will be closed
• All payments must be made to – and from – your nominated bank account or into another account with us
• Read our full terms and conditions here.

Can HTB change the interest rate?

• No, the interest rate is fixed for the duration of the term.

What would the estimated balance be at the end of the term based on certain deposits?

• £100,000 invested in this account would earn £8,160.00 interest
• This is for illustrative purposes only and assumes interest is paid and compounded annually. The illustrative example does not consider the individual circumstances of a customer.

How do I open and manage the account?

• You can open an account by completing an application form. We will complete some checks on the Credit Union and underlying member(s) and let you know if we need anything else to help complete your application
• This account is available to credit unions and community banks in the United Kingdom
• Once your account is open, you can manage it through our Specialist Deposits team by email on [email protected]
• You’ll need the minimum balance of £100,000 in the account to open it and keep it open
• The maximum account balance is £5,000,000, excluding interest.

Can I withdraw money?

• No. This bond offers a fixed rate for a fixed term, so you can only close it, withdraw or transfer your money at the end of the term (maturity)
• We will get in touch before maturity to remind you of the date that your fixed term ends, detailing your options and asking for your maturity instructions. You can ask us to reinvest some or all of it into new accounts or return it to your nominated account.

Additional information

• You have 14 days from the date you applied for the account to fund it. If the account remains unfunded at 14 days, it will be closed
• All payments must be made to – and from – your nominated bank account or into another account with us
• Read our full terms and conditions here.