Looking for answers?
Check our FAQs page first—you might find what you need without having to call or email.
We’ll be back soon
Our business and charity savings accounts are having a little break while we make some enhancements.
Don’t worry, you’ll be able to open one of our award-winning accounts soon. Keep an eye on this page, we’ll be back in a few weeks.
Existing customer?
It’s business as usual for existing customers.
You can continue to manage your account, provide maturity instructions for your fixed term savings, and send us secure messages by logging in.
If you’d like to open an additional account or need any support, simply get in touch with our team in the usual way.
What is a fixed rate business savings account?
A fixed rate business savings account is a type of savings account designed for businesses, where the interest rate is locked in for a set period.
This ensures that the interest rate remains constant throughout the term, regardless of market changes. These accounts are ideal for businesses seeking predictable returns on their savings without the risk of fluctuating interest rates.
The benefits include predictable returns, higher interest rates compared to variable or easy access accounts, financial security, and encouragement to save by locking in funds for the term. Additionally, fixed rate accounts are protected by the Financial Services Compensation Scheme (FSCS).
We try to make everything as clear as possible, but sometimes it just isn’t. That’s why we’ve listed some of our most commonly asked questions with answers.
AER means Annual Equivalent Rate, which illustrates what the interest would be if it was compounded annually. We quote the AER on all of our accounts so that you can compare our products with other banks.
Gross is the interest rate without the deduction of income tax. This is the interest paid on your account.
Variable means that the rate could change across the time that your money is in your account, with given notice.
Notice is the designated number of days that you are requested to give notice before you can access the money in your account.
Fixed rate means the rate won’t change during the term.
When you save with HTB you have the added peace of mind that comes from knowing your money is protected up to a total of £120,000 by the Financial Services Compensation Scheme, the UKs deposit guarantee scheme.
Any deposits you hold above the FSCS compensation limit are unlikely to be covered, unless under specific circumstances, as determined by the FSCS.
View all of our historical rates.
You can download and read our full terms and conditions here.
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