Can HTB change the interest rate?
What would the estimated balance be at the end of the term based on certain deposits?
How do I open and manage the account?
Can I withdraw money?
Additional information
Can HTB change the interest rate?
What would the estimated balance be at the end of the term based on certain deposits?
How do I open and manage the account?
Can I withdraw money?
Additional information
Can HTB change the interest rate?
What would the estimated balance be at the end of the term based on certain deposits?
How do I open and manage the account?
Can I withdraw money?
Additional information
We try to make everything as clear as possible, but sometimes it just isn’t. That’s why we’ve listed some of our most commonly asked questions with answers.
AER means Annual Equivalent Rate, which illustrates what the interest would be if it was compounded annually. We quote the AER on all of our accounts so that you can compare our products with other banks.
Gross is the interest rate without the deduction of income tax. This is the interest paid on your account.
Variable means that the rate could change across the time that your money is in your account, with given notice.
Notice is the designated number of days that you are requested to give notice before you can access the money in your account.
Fixed rate means the rate won’t change during the term.
When you save with HTB you have the added peace of mind that comes from knowing that eligible deposits are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK’s deposit guarantee scheme.
Any eligible deposits you hold above the FSCS compensation limit are unlikely to be covered, unless under specific circumstances, as determined by the FSCS.
View all of our historical rates.
You can download and read our full terms and conditions here.
Unlock more flexibility and easier access from your charity’s shorter-term cash with our variable rate deposit accounts for charities.
We offer solutions for businesses, individuals and intermediaries.