Can HTB change the interest rate?

• No, the interest rate is fixed for the duration of the term.

What would the estimated balance be at the end of the term based on a £20,000 deposit?

• £20,000 invested in this account would earn you £790.00 interest by the end of the term (Indicative figure assuming annually compounded interest). These are indicative figures assuming annually compounded interest. you cannot withdraw money from your bond before the end of the term.

How do I open and manage the account?

• You can open an account by completing an application form on our website. We will complete some checks and let you know if we need anything else to help complete your application.
• This account is available to anyone aged 18 or over and a permanent resident for tax purposes in the United Kingdom.
•  Cash ISA can only be opened and held in the name of one person (joint accounts are not permitted) who owns the funds. Power of attorney/guardianship/intervention order holders acting for an account holder are not permitted.
• Once your account is open, you can manage it online through our online portal at htb.co.uk, by secure message when logged in, by email on [email protected] or by telephone on 020 7862 6222 (Mon-Fri 9am-5pm, excluding bank holidays).
• The fixed term starts on the date the account is open. Interest starts when the first payment is received.
• You’ll need the minimum balance of £1 in the account to open it and keep it open.
• The maximum account balance is £250,000 with a maximum of £1m balance across all your accounts with us.

Can I withdraw money?

• This account offers a fixed rate for a fixed term, so you can only close it, withdraw or transfer your money with no charge at the end of the term (maturity).
• You can withdraw or transfer the whole balance out to another Cash ISA provider before maturity, but this is subject to an early redemption fee of 90 days’ interest for the 1 Year Saver.
• If you transfer to another ISA provider before the end of the fixed term you may get back less than the amount you originally invested.
• Partial transfers are not currently permitted.
• We will get in touch before maturity to remind you of the date that your fixed term ends, detailing your options and asking for your maturity instructions. You can ask us to reinvest some or all of it into new accounts or return it to your nominated account.
• If you don’t tell us what you’d like to do by the fixed term maturity date, we’ll move your balance into our Maturity Easy Access ISA to keep your matured balance and ISA status protected while you decide what to do with it − we’ll send you more information about this account nearer the time.
• We will close your account if it’s unfunded for 14 days.

Additional information

• You have 14 days from the date you applied for the account to fund it, during which time you can make as many payments into the account as you like up to the maximum balance. After this time, your account will not be able to accept further funds. If the account remains unfunded at 14 days, it will be closed.
• You can also fund your ISA by transferring in from another Cash ISA or Stocks & Shares ISA. You must initiate this transfer within 14 days of opening your HTB ISA by providing your new account details to the other bank.
• You can only open and operate one Cash ISA account with HTB in any single tax year
• The annual ISA allowance is £20,000 for the tax year 6 April 2025 to 5 April 2026. You must not have paid in more than this in total to a cash ISA, a stocks and shares ISA, an innovative finance ISA and a Lifetime ISA in this tax year.
• All payments must be made to − and from − your nominated bank account or into another account with us.
• You have the right to close your account at any time within 14 days of account opening by contacting us.
• We will not deduct tax from your interest. It is your responsibility to declare to HMRC any tax due on interest.
• The treatment of your account for tax purposes will depend on your individual circumstances. All tax information is based on our understanding of current law and HM Revenue & Customs practice, both of which may change. For more information visit hmrc.gov.uk
• Hampshire Trust Bank is an authorised deposit taker and your eligible deposits with us are protected by the Financial Services Compensation Scheme (FSCS), the UK’s deposit protection scheme, up to the applicable limit. The FSCS protects most depositors up to £85,000.

Can HTB change the interest rate?

• No, the interest rate is fixed for the duration of the term.

What would the estimated balance be at the end of the term based on a £20,000 deposit?

• £20,000 invested in this account would earn you £1,548.88 interest by the end of the term (Indicative figure assuming annually compounded interest). These are indicative figures assuming annually compounded interest. you cannot withdraw money from your bond before the end of the term.

How do I open and manage the account?

• You can open an account by completing an application form on our website. We will complete some checks and let you know if we need anything else to help complete your application.
• This account is available to anyone aged 18 or over and a permanent resident for tax purposes in the United Kingdom.
• Cash ISA can only be opened and held in the name of one person (joint accounts are not permitted) who owns the funds. Power of attorney/ guardianship/intervention order holders acting for an account holder are not permitted.
• Once your account is open, you can manage it online through our online portal at htb.co.uk, by secure message when logged in, by email on [email protected] or by telephone on 020 7862 6222 (Mon-Fri 9am-5pm, excluding bank holidays).
• The fixed term starts on the date the account is open. Interest starts when the first payment is received.
• You’ll need the minimum balance of £1 in the account to open it and keep it open.
• The maximum account balance is £250,000 with a maximum of £1m balance across all your accounts with us.

Can I withdraw money?

• This account offers a fixed rate for a fixed term, so you can only close it, withdraw or transfer your money with no charge at the end of the term (maturity).
• You can withdraw or transfer the whole balance out to another Cash ISA provider before maturity, but this is subject to an early redemption fee of 180 days’ interest for the 2 Year Saver.
• If you transfer to another ISA provider before the end of the fixed term you may get back less than the amount you originally invested.
• Partial transfers are not currently permitted.
• We will get in touch before maturity to remind you of the date that your fixed term ends, detailing your options and asking for your maturity instructions. You can ask us to reinvest some or all of it into new accounts or return it to your nominated account.
• If you don’t tell us what you’d like to do by the fixed term maturity date, we’ll move your balance into our Maturity Easy Access ISA to keep your matured balance and ISA status protected while you decide what to do with it − we’ll send you more information about this account nearer the time.
• We will close your account if it’s unfunded for 14 days.

Additional information

• You have 14 days from the date you applied for the account to fund it, during which time you can make as many payments into the account as you like up to the maximum balance. After this time, your account will not be able to accept further funds. If the account remains unfunded at 14 days, it will be closed.
• You can also fund your ISA by transferring in from another Cash ISA or Stocks & Shares ISA. You must initiate this transfer within 14 days of opening your HTB ISA by providing your new account details to the other bank.
• You can only open and operate one Cash ISA account with HTB in any single tax year
• The annual ISA allowance is £20,000 for the tax year 6 April 2025 to 5 April 2026. You must not have paid in more than this in total to a cash ISA, a stocks and shares ISA, an innovative finance ISA and a Lifetime ISA in this tax year.
• All payments must be made to − and from − your nominated bank account or into another account with us.
• You have the right to close your account at any time within 14 days of account opening by contacting us.
• We will not deduct tax from your interest. It is your responsibility to declare to HMRC any tax due on interest.
• The treatment of your account for tax purposes will depend on your individual circumstances. All tax information is based on our understanding of current law and HM Revenue & Customs practice, both of which may change. For more information visit hmrc.gov.uk
• Hampshire Trust Bank is an authorised deposit taker and your eligible deposits with us are protected by the Financial Services Compensation Scheme (FSCS), the UK’s deposit protection scheme, up to the applicable limit. The FSCS protects most depositors up to £85,000.

Can HTB change the interest rate?

• No, the interest rate is fixed for the duration of the term.

What would the estimated balance be at the end of the term based on a £20,000 deposit?

• £20,000 invested in this account would earn you £2,335.43 interest by the end of the term (Indicative figure assuming annually compounded interest). These are indicative figures assuming annually compounded interest. you cannot withdraw money from your bond before the end of the term.

How do I open and manage the account?

• You can open an account by completing an application form on our website. We will complete some checks and let you know if we need anything else to help complete your application.
• This account is available to anyone aged 18 or over and a permanent resident for tax purposes in the United Kingdom.
• Cash ISA can only be opened and held in the name of one person (joint accounts are not permitted) who owns the funds. Power of attorney/ guardianship/intervention order holders acting for an account holder are not permitted.
• Once your account is open, you can manage it online through our online portal at htb.co.uk, by secure message when logged in, by email on [email protected] or by telephone on 020 7862 6222 (Mon-Fri 9am-5pm, excluding bank holidays).
• The fixed term starts on the date the account is open. Interest starts when the first payment is received.
• You’ll need the minimum balance of £1 in the account to open it and keep it open.
• The maximum account balance is £250,000 with a maximum of £1m balance across all your accounts with us.

Can I withdraw money?

• This account offers a fixed rate for a fixed term, so you can only close it, withdraw or transfer your money with no charge at the end of the term (maturity).
• You can withdraw or transfer the whole balance out to another Cash ISA provider before maturity, but this is subject to an early redemption fee of 270 days’ interest for the 3 Year Saver.
• If you transfer to another ISA provider before the end of the fixed term you may get back less than the amount you originally invested.
• Partial transfers are not currently permitted.
• We will get in touch before maturity to remind you of the date that your fixed term ends, detailing your options and asking for your maturity instructions. You can ask us to reinvest some or all of it into new accounts or return it to your nominated account.
• If you don’t tell us what you’d like to do by the fixed term maturity date, we’ll move your balance into our Maturity Easy Access ISA to keep your matured balance and ISA status protected while you decide what to do with it − we’ll send you more information about this account nearer the time.
• We will close your account if it’s unfunded for 14 days.

Additional information

• You have 14 days from the date you applied for the account to fund it, during which time you can make as many payments into the account as you like up to the maximum balance. After this time, your account will not be able to accept further funds. If the account remains unfunded at 14 days, it will be closed.
• You can also fund your ISA by transferring in from another Cash ISA or Stocks & Shares ISA. You must initiate this transfer within 14 days of opening your HTB ISA by providing your new account details to the other bank.
• You can only open and operate one Cash ISA account with HTB in any single tax year
• The annual ISA allowance is £20,000 for the tax year 6 April 2025 to 5 April 2026. You must not have paid in more than this in total to a cash ISA, a stocks and shares ISA, an innovative finance ISA and a Lifetime ISA in this tax year.
• All payments must be made to − and from − your nominated bank account or into another account with us.
• You have the right to close your account at any time within 14 days of account opening by contacting us.
• We will not deduct tax from your interest. It is your responsibility to declare to HMRC any tax due on interest.
• The treatment of your account for tax purposes will depend on your individual circumstances. All tax information is based on our understanding of current law and HM Revenue & Customs practice, both of which may change. For more information visit hmrc.gov.uk
• Hampshire Trust Bank is an authorised deposit taker and your eligible deposits with us are protected by the Financial Services Compensation Scheme (FSCS), the UK’s deposit protection scheme, up to the applicable limit. The FSCS protects most depositors up to £85,000.

Can HTB change the interest rate?

• No, the interest rate is fixed for the duration of the term.

What would the estimated balance be at the end of the term based on a £20,000 deposit?

• £20,000 invested in this account would earn you £4,567.93 interest by the end of the term (Indicative figure assuming annually compounded interest). These are indicative figures assuming annually compounded interest. you cannot withdraw money from your bond before the end of the term.

How do I open and manage the account?

• You can open an account by completing an application form on our website. We will complete some checks and let you know if we need anything else to help complete your application.
• This account is available to anyone aged 18 or over and a permanent resident for tax purposes in the United Kingdom.
•  Cash ISA can only be opened and held in the name of one person (joint accounts are not permitted) who owns the funds. Power of attorney/ guardianship/intervention order holders acting for an account holder are not permitted.
• Once your account is open, you can manage it online through our online portal at htb.co.uk, by secure message when logged in, by email on [email protected] or by telephone on 020 7862 6222 (Mon-Fri 9am-5pm, excluding bank holidays).
• The fixed term starts on the date the account is open. Interest starts when the first payment is received.
• You’ll need the minimum balance of £1 in the account to open it and keep it open.
• The maximum account balance is £250,000 with a maximum of £1m balance across all your accounts with us.

Can I withdraw money?

• This account offers a fixed rate for a fixed term, so you can only close it, withdraw or transfer your money with no charge at the end of the term (maturity).
• You can withdraw or transfer the whole balance out to another Cash ISA provider before maturity, but this is subject to an early redemption fee of 450 days’ interest for the 5 Year Saver.
• If you transfer to another ISA provider before the end of the fixed term you may get back less than the amount you originally invested.
• Partial transfers are not currently permitted.
• We will get in touch before maturity to remind you of the date that your fixed term ends, detailing your options and asking for your maturity instructions. You can ask us to reinvest some or all of it into new accounts or return it to your nominated account.
• If you don’t tell us what you’d like to do by the fixed term maturity date, we’ll move your balance into our Maturity Easy Access ISA to keep your matured balance and ISA status protected while you decide what to do with it − we’ll send you more information about this account nearer the time.
• We will close your account if it’s unfunded for 14 days.

Additional information

• You have 14 days from the date you applied for the account to fund it, during which time you can make as many payments into the account as you like up to the maximum balance. After this time, your account will not be able to accept further funds. If the account remains unfunded at 14 days, it will be closed.
• You can also fund your ISA by transferring in from another Cash ISA or Stocks & Shares ISA. You must initiate this transfer within 14 days of opening your HTB ISA by providing your new account details to the other bank.
• You can only open and operate one Cash ISA account with HTB in any single tax year
• The annual ISA allowance is £20,000 for the tax year 6 April 2025 to 5 April 2026. You must not have paid in more than this in total to a cash ISA, a stocks and shares ISA, an innovative finance ISA and a Lifetime ISA in this tax year.
• All payments must be made to − and from − your nominated bank account or into another account with us.
• You have the right to close your account at any time within 14 days of account opening by contacting us.
• We will not deduct tax from your interest. It is your responsibility to declare to HMRC any tax due on interest.
• The treatment of your account for tax purposes will depend on your individual circumstances. All tax information is based on our understanding of current law and HM Revenue & Customs practice, both of which may change. For more information visit hmrc.gov.uk
• Hampshire Trust Bank is an authorised deposit taker and your eligible deposits with us are protected by the Financial Services Compensation Scheme (FSCS), the UK’s deposit protection scheme, up to the applicable limit. The FSCS protects most depositors up to £85,000.