We’re aware of scammers falsely claiming that HTB offers joint savings accounts with NS&I. We don’t offer any accounts with NS&I. If you’re contacted by anyone making this claim, please report it to Action Fraud and visit our fraud area for guidance.
Easy Access Online Saver (Issue 31)
- AER4.15%
- Gross4.15%
- Min investment£1
- Max investment£250,000
- TermEasy access
- Interest paidAnnually
- How to applyOnline
- WithdrawalsUnlimited withdrawals
Can HTB change the interest rate?
- This is a managed variable rate, which means it is set by us and we can change it at any time.
- If we increase the interest rate, we’ll make the change and let you know.
- If we reduce the interest rate, we’ll let you know at least 30 days before.
What would the estimated balance be after 12 months based on a £1,000 deposit?
- £1,000 invested in this account would earn £41.50 interest after 12 months.
- £50,000 invested in this account would earn £2,075.00 interest after 12 months.
- This is for illustrative purposes only and assumes interest is paid and compounded annually. The illustrative example does not consider the individual circumstances of a customer.
How do I open and manage the account?
- You can open an account by completing an application form on our website.
- This account is available to anyone aged 18 or over and a permanent resident in the United Kingdom.
- Once your account is open, you can manage it online through our online portal, by secure message when logged in or by getting in touch.
- You’ll need the minimum balance of £1 in the account to open it and keep it open.
- The maximum account balance is £250,000 with a maximum of £1m balance across all your accounts with us.
Can I withdraw money?
- Yes – this is an easy access account, so you can make unlimited withdrawals.
Additional information
- All payments must be made to – and from – your nominated bank account or into another account with us.
- Read our full terms and conditions here.
An easy access account could be the right choice for you if you
- want to add more money to the account
- need access to your money quickly
- you have an email and mobile phone number.
An easy access account may not the right choice for you if you
- want a guaranteed rate of interest for a specific period
- don’t need access to your money for some time
- you don’t have an email or mobile phone number.
95 Day Notice Account (Issue 16)
- AER3.95%
- Gross3.95%
- Min investment£1
- Max investment£250,000
- Term95 days
- Interest paidAnnually
- How to applyOnline
- WithdrawalsNot permitted without notice
Can HTB change the interest rate?
- This is a managed variable rate, which means it is set by us and we can change it at any time.
- If we increase the interest rate, we’ll make the change and let you know.
- If we reduce the interest rate, we’ll let you know at least 30 days before.
What would the estimated balance be after 12 months based on a £1,000 deposit?
- £1,000 invested in this account would earn £39.50 interest after 12 months.
- £10,000 invested in this account would earn £395.00 interest after 12 months.
- This is for illustrative purposes only and assumes interest is paid and compounded annually. The illustrative example does not consider the individual circumstances of a customer.
How do I open and manage the account?
- You can open an account by completing an application form on our website.
- This account is available to anyone aged 18 or over and a permanent resident in the United Kingdom.
- Once your account is open, you can manage it online through our online portal, by secure message when logged in or by getting in touch.
- You’ll need the minimum balance of £1 in the account to open it and keep it open.
- The maximum account balance is £250,000 with a maximum of £1m balance across all your accounts with us.
Can I withdraw money?
- Yes – you can make unlimited withdrawals, subject to your notice period.
Additional information
- All payments must be made to – and from – your nominated bank account or into another account with us.
- Read our full terms and conditions here.
A variable rate account is the right choice for you if you
- want to add more money to the account
- can give the required notice before withdrawal
- you have an email and mobile phone number.
A variable rate account is not the right choice for you if you
- need immediate access to your funds
- want a fixed rate account
- you don’t have an email or mobile phone number.
We’ve listed some of our most commonly asked questions with answers.
AER means Annual Equivalent Rate, which illustrates what the interest would be if it was compounded annually. We quote the AER on all of our accounts so that you can compare our products with other banks.
Gross is the interest rate without the deduction of income tax. This is the interest paid on your account.
Variable means that the rate could change across the time that your money is in your account, with given notice.
Tracker means a variable interest rate that tracks at a fixed ‘margin’ below the Bank of England (BoE) base rate. You can monitor the latest base rate on its website at bankofengland.co.uk.
Notice is the designated number of days that you are requested to give notice before you can access the money in your account.
When you save with HTB you have the added peace of mind that comes from knowing your money is protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK’s deposit guarantee scheme.
Any deposits you hold above the FSCS compensation limit are unlikely to be covered, unless under specific circumstances, as determined by the FSCS.
View all of our historical rates.
You can download and read our full terms and conditions here.
Our range of easy access and notice accounts
For the ultimate balance between flexibility, rewarding rates and support when you need it, our award-winning online easy access and notice savings accounts are perfect.
And, for even more stability our new online easy access tracker might be right for you, tracking the Bank of England base rate and ensuring your savings always earn a predictable and competitive rate.
Our online accounts
This is an online account and you can apply online in just a few clicks using the links above.
For security, we ask all customers to use an email address and mobile phone number that only they have access to. We’ll use these to communicate with you and help you manage your account online.
Of course, we’re here if you need any support.
"Considering a number of areas, including the application process and consumer feedback, Hampshire Trust Bank has achieved our highest rating."
Which savings account is right for me?
Easy access
Our simple, award-winning easy access savings account offers a competitive variable rate with the ability to pay-in and access your savings when you need them – so you’re never caught out.
Open and manage your account online with just £1.
Also available as a Cash ISA.
Easy access tracker
Our new easy access tracker savings account is the perfect blend of flexibility and certainty.
Just like our easy account account, you can make multiple payments and have unlimited online access. Unlike a traditional easy access account, this account moves with the Bank of England base rate by a fixed competitive margin, so your savings will always earn a predictable and competitive rate.
You’ll need a minimum of £20,000 to start earning interest in this account.
Also available as a cash ISA with a minimum deposit of £5,000.
Notice
Need access to your funds and want a competitive rate, without locking into a fixed period?
Our popular notice savings accounts could be for you. Offering a competitive variable rate, you simply need to give us the specific number of days notice if you wish to make a withdrawal. Aside from that, you can make unlimited payments and withdrawals.
You can open and manage notice accounts online with just £1.
Award-winning savings
Looking for more certainty?
Fixed rate accounts
4.35%
Earn a guaranteed rate for a fixed period of time with our fixed rate savings accounts.
Compare accounts
Cash ISA accounts
4.20%
Make your money work smarter and choose from our range of tax-free cash ISAs.
Compare accounts
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