Our accounts can be opened and managed under an Ordinary Power of Attorney (OPA) or under an Enduring Power of Attorney (EPA) that was in place before 1 October 2007, where the donor still has mental capacity.
Permanent powers of attorney are treated slightly differently depending on whether you are in England and Wales, Scotland or Northern Ireland.
For customers in England and Wales we will accept a Lasting Power of Attorney (LPA) or an Enduring Power of Attorney (EPA), provided that it was in place before 1 October 2007. Either of these will need to have been registered with the Office of the Public Guardian.
For customers in Scotland we will accept applications under a Continuing Power of Attorney (CPA) registered with the Office of the Public Guardian (Scotland).
For customers in Northern Ireland we will accept applications under an Enduring Power of Attorney registered with the High Court (Office of Care and Protection).
In all cases we will need to see either the original Power of Attorney document or a certified copy. The document must be certified on the front page with each subsequent page initialed by the certifier. We will also need to carry out identity checks on both the donor and the attorney.