Can HTB change the interest rate?

• No, the interest rate is fixed for the duration of the term.

What would the estimated balance be after 6 months based on a £1,000 deposit?

• £1,000 invested in this account would earn £21.50 interest by the end of the term.
• £50,000 invested in this account would earn £1,075.00 interest by the end of the term.
• This is for illustrative purposes only and assumes interest is paid and compounded annually. The illustrative example does not consider the individual circumstances of a customer.

How do I open and manage the account?

• You can open an account by completing an application form on our website.
• This account is available to anyone aged 18 or over and a permanent resident in the United Kingdom.
• Once your account is open, you can manage it online through our online portal, by secure message when logged in or by getting in touch.
• The fixed term starts on the date the account is open. Interest starts when the first payment is received.
• You’ll need the minimum balance of £1 in the account to open it and keep it open.
• The maximum account balance is £250,000 with a maximum of £1m balance across all your accounts with us.

Can I withdraw money?

• No. This account offers a fixed rate for a fixed term, so you can only close it, withdraw or transfer your money at the end of the term (maturity).
• We will get in touch before maturity to remind you of the date that your fixed term ends, detailing your options and asking for your maturity instructions. You can ask us to reinvest some or all of it into new accounts or return it to your nominated account.
• If you don’t tell us what you’d like to do by the fixed term maturity date, we’ll move your balance into our Maturity Easy Access Account to keep your matured balance protected while you decide what to do with it − we’ll send you more information about this account nearer the time.

Additional information

• You have 14 days from the date you applied for the account to fund it, during which time you can make as many payments into the account as you like up to the maximum balance. After this time, your account will not be able to accept further funds. If the account remains unfunded at 14 days, it will be closed.
• All payments must be made to – and from – your nominated bank account or into another account with us.
• Read our full terms and conditions here.

Can HTB change the interest rate?

• No, the interest rate is fixed for the duration of the term.

What would the estimated balance be after 12 months based on a £1,000 deposit?

• £1,000 invested in this account would earn £42.50 interest by the end of the term.
• £50,000 invested in this account would earn £2,125.00 interest by the end of the term.
• This is for illustrative purposes only and assumes interest is paid and compounded annually. The illustrative example does not consider the individual circumstances of a customer.

How do I open and manage the account?

• You can open an account by completing an application form on our website.
• This account is available to anyone aged 18 or over and a permanent resident in the United Kingdom.
• Once your account is open, you can manage it online through our online portal, by secure message when logged in or by getting in touch.
• The fixed term starts on the date the account is open. Interest starts when the first payment is received.
• You’ll need the minimum balance of £1 in the account to open it and keep it open.
• The maximum account balance is £250,000 with a maximum of £1m balance across all your accounts with us.

Can I withdraw money?

• No. This account offers a fixed rate for a fixed term, so you can only close it, withdraw or transfer your money at the end of the term (maturity).
• We will get in touch before maturity to remind you of the date that your fixed term ends, detailing your options and asking for your maturity instructions. You can ask us to reinvest some or all of it into new accounts or return it to your nominated account.
• If you don’t tell us what you’d like to do by the fixed term maturity date, we’ll move your balance into our Maturity Easy Access Account to keep your matured balance protected while you decide what to do with it − we’ll send you more information about this account nearer the time.

Additional information

• You have 14 days from the date you applied for the account to fund it, during which time you can make as many payments into the account as you like up to the maximum balance. After this time, your account will not be able to accept further funds. If the account remains unfunded at 14 days, it will be closed.
• All payments must be made to – and from – your nominated bank account or into another account with us.
• Read our full terms and conditions here.

Can HTB change the interest rate?

• No, the interest rate is fixed for the duration of the term.

What would the estimated balance be at 24 months based on a £1,000 deposit?

• £1,000 invested in this account would earn £86.81 interest by the end of the term.
• £50,000 invested in this account would earn £4,340.31 interest by the end of the term.
• This is for illustrative purposes only and assumes interest is paid and compounded annually. The illustrative example does not consider the individual circumstances of a customer.

How do I open and manage the account?

• You can open an account by completing an application form on our website.
• This account is available to anyone aged 18 or over and a permanent resident in the United Kingdom.
• Once your account is open, you can manage it online through our online portal, by secure message when logged in or by getting in touch.
• The fixed term starts on the date the account is open. Interest starts when the first payment is received.
• You’ll need the minimum balance of £1 in the account to open it and keep it open.
• The maximum account balance is £250,000 with a maximum of £1m balance across all your accounts with us.

Can I withdraw money?

• No. This account offers a fixed rate for a fixed term, so you can only close it, withdraw or transfer your money at the end of the term (maturity).
• We will get in touch before maturity to remind you of the date that your fixed term ends, detailing your options and asking for your maturity instructions. You can ask us to reinvest some or all of it into new accounts or return it to your nominated account.
• If you don’t tell us what you’d like to do by the fixed term maturity date, we’ll move your balance into our Maturity Easy Access Account to keep your matured balance protected while you decide what to do with it − we’ll send you more information about this account nearer the time.

Additional information

• You have 14 days from the date you applied for the account to fund it, during which time you can make as many payments into the account as you like up to the maximum balance. After this time, your account will not be able to accept further funds. If the account remains unfunded at 14 days, it will be closed.
• All payments must be made to – and from – your nominated bank account or into another account with us.
• Read our full terms and conditions here.