HTB secures £9.5m loan in £14m restructure

We’ve successfully completed a £9.5 million loan as part of a £14 million portfolio restructure, providing a tailored solution for a repeat client with a diverse portfolio of buy-to-let and semi-commercial properties across London and Surrey. This transaction was key for their transition from a partnership to a limited company, helping them tackle the challenges of rising interest rates and maturing fixed-rate loans.    

Sy Nathan, Head of Bridging & Structured Finance at Dynamo, said:

“This was a complex transaction, and HTB’s flexible approach allowed us to create a bespoke pricing package that perfectly met our client’s needs. Not only did this facilitate the repayment of an existing loan, but it also enabled the release of equity that’s essential for their ongoing investment plans. The close working relationship we have with the HTB team has been key to getting this deal over the line. In fact, this strong collaboration has helped secure around £20 million in funding for our portfolio clients in just the last three months, highlighting how well we work together to get things done.” 

Serena Grewal, BDM South East at HTB, commented:

“Strong relationships with our broker partners and a deep understanding of our clients’ needs are at the heart of our success. By working closely together, we were able to provide a flexible solution that supported both the restructuring and the client’s future ambitions. This is a great example of how HTB’s collaborative approach consistently delivers great results.” 

Alex Upton, Managing Director of Specialist Mortgages at HTB, added:

“This deal really encapsulates what HTB is all about—partnering with our clients to navigate complex situations and deliver solutions that work. We didn’t just focus on the immediate challenges; we made sure the loan structure supported the client’s future ambitions. For us, it’s all about providing the right support at the right time, especially for clients who return to us because they appreciate our approach.” 

This £9.5 million loan shows how we handle complex lending situations and highlights our commitment to delivering solutions that truly make a difference. 

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