18 Month Online Fixed Saver (Issue 32)
  • AER
    4.51%
  • Gross
    4.49%
  • Min Investment
    £1
  • Max Investment
    £250,000
More Details
  • Term
    18 months
  • Interest Paid
    Annually
  • How to Apply
    Online
  • Withdrawals
    Not permitted before maturity

Can HTB change the interest rate?

  • No, the interest rate is fixed for the duration of the term.

What would the estimated balance be at 18 months based on a £1,000 deposit?

  • £1,000 invested in this account would earn £68.10 interest by the end of the term.
  • £50,000 invested in this account would earn £3,405.02 interest by the end of the term.
  • This is for illustrative purposes only and assumes interest is paid and compounded annually. The illustrative example does not consider the individual circumstances of a customer.

How do I open and manage the account?

  • You can open an account by completing an application form on our website.
  • This account is available to anyone aged 18 or over and a permanent resident in the United Kingdom.
  • Once your account is open, you can manage it online through our online portal, by secure message when logged in or by getting in touch.
  • The fixed term starts on the date the account is open. Interest starts when the first payment is received.
  • You’ll need the minimum balance of £1 in the account to open it and keep it open.
  • The maximum account balance is £250,000 with a maximum of £1m balance across all your accounts with us.

Can I withdraw money?

  • No. This account offers a fixed rate for a fixed term, so you can only close it, withdraw or transfer your money at the end of the term (maturity).
  • We will get in touch before maturity to remind you of the date that your fixed term ends, detailing your options and asking for your maturity instructions. You can ask us to reinvest some or all of it into new accounts or return it to your nominated account.
  • If you don’t tell us what you’d like to do by the fixed term maturity date, we’ll move your balance into our Maturity Easy Access Account to keep your matured balance protected while you decide what to do with it − we’ll send you more information about this account nearer the time.

Additional information

  • You have 14 days from the date you applied for the account to fund it, during which time you can make as many payments into the account as you like up to the maximum balance. After this time, your account will not be able to accept further funds. If the account remains unfunded at 14 days, it will be closed.
  • All payments must be made to – and from – your nominated bank account or into another account with us.
  • Read our full terms and conditions here.

 

A fixed rate account might be the right choice if you
  • do not need access to your savings for the whole fixed term
  • want to know exactly how much interest you’ll earn
  • want to make an unlimited number of deposits for first 14 days.
A fixed rate account might not be the right choice if you
  • need access to your savings during the term
  • want to make withdrawals during the term
  • want to add more money to the account during the fixed term.
More Details
2 Year Online Fixed Saver (Issue 92)
  • AER
    4.51%
  • Gross
    4.51%
  • Min Investment
    £1
  • Max Investment
    £250,000
More Details
  • Term
    2 years
  • Interest Paid
    Annually
  • How to Apply
    Online
  • Withdrawals
    Not permitted before maturity

Can HTB change the interest rate?

  • No, the interest rate is fixed for the duration of the term.

What would the estimated balance be at 24 months based on a £1,000 deposit?

  • £1,000 invested in this account would earn £92.23 interest by the end of the term.
  • £50,000 invested in this account would earn £4,611.70 interest by the end of the term.
  • This is for illustrative purposes only and assumes interest is paid and compounded annually. The illustrative example does not consider the individual circumstances of a customer.

How do I open and manage the account?

  • You can open an account by completing an application form on our website.
  • This account is available to anyone aged 18 or over and a permanent resident in the United Kingdom.
  • Once your account is open, you can manage it online through our online portal, by secure message when logged in or by getting in touch.
  • The fixed term starts on the date the account is open. Interest starts when the first payment is received.
  • You’ll need the minimum balance of £1 in the account to open it and keep it open.
  • The maximum account balance is £250,000 with a maximum of £1m balance across all your accounts with us.

Can I withdraw money?

  • No. This account offers a fixed rate for a fixed term, so you can only close it, withdraw or transfer your money at the end of the term (maturity).
  • We will get in touch before maturity to remind you of the date that your fixed term ends, detailing your options and asking for your maturity instructions. You can ask us to reinvest some or all of it into new accounts or return it to your nominated account.
  • If you don’t tell us what you’d like to do by the fixed term maturity date, we’ll move your balance into our Maturity Easy Access Account to keep your matured balance protected while you decide what to do with it − we’ll send you more information about this account nearer the time.

Additional information

  • You have 14 days from the date you applied for the account to fund it, during which time you can make as many payments into the account as you like up to the maximum balance. After this time, your account will not be able to accept further funds. If the account remains unfunded at 14 days, it will be closed.
  • All payments must be made to – and from – your nominated bank account or into another account with us.
  • Read our full terms and conditions here.

 

A fixed rate account could be the right choice for you if you
  • do not need access to your savings for the whole fixed term
  • want to know exactly how much interest you’ll earn
  • want to make an unlimited number of deposits for first 14 days.
A fixed rate account is not the right choice for you if you
  • might need access to your savings during the term
  • want to make withdrawals during the term
  • want to add more money to the account during the fixed term.
More Details
3 Year Online Fixed Saver (Issue 69)
  • AER
    4.41%
  • Gross
    4.41%
  • Min Investment
    £1
  • Max Investment
    £250,000
More Details
  • Term
    3 years
  • Interest Paid
    Annually
  • How to Apply
    Online
  • Withdrawals
    Not permitted before maturity

Can HTB change the interest rate?

  • No, the interest rate is fixed for the duration of the term.

What would the estimated balance be at 36 months based on a £1,000 deposit?

  • £1,000 invested in this account would earn £138.22 interest by the end of the term.
  • £50,000 invested in this account would earn £6,911.01 interest by the end of the term.
  • This is for illustrative purposes only and assumes interest is paid and compounded annually. The illustrative example does not consider the individual circumstances of a customer.

How do I open and manage the account?

  • You can open an account by completing an application form on our website.
  • This account is available to anyone aged 18 or over and a permanent resident in the United Kingdom.
  • Once your account is open, you can manage it online through our online portal, by secure message when logged in or by getting in touch.
  • The fixed term starts on the date the account is open. Interest starts when the first payment is received.
  • You’ll need the minimum balance of £1 in the account to open it and keep it open.
  • The maximum account balance is £250,000 with a maximum of £1m balance across all your accounts with us.

Can I withdraw money?

  • No. This account offers a fixed rate for a fixed term, so you can only close it, withdraw or transfer your money at the end of the term (maturity).
  • We will get in touch before maturity to remind you of the date that your fixed term ends, detailing your options and asking for your maturity instructions. You can ask us to reinvest some or all of it into new accounts or return it to your nominated account.
  • If you don’t tell us what you’d like to do by the fixed term maturity date, we’ll move your balance into our Maturity Easy Access Account to keep your matured balance protected while you decide what to do with it − we’ll send you more information about this account nearer the time.

Additional information

  • You have 14 days from the date you applied for the account to fund it, during which time you can make as many payments into the account as you like up to the maximum balance. After this time, your account will not be able to accept further funds. If the account remains unfunded at 14 days, it will be closed.
  • All payments must be made to – and from – your nominated bank account or into another account with us.
  • Read our full terms and conditions here.

 

A fixed rate account could be the right choice for you if you
  • do not need access to your savings for the whole fixed term
  • want to know exactly how much interest you’ll earn
  • want to make an unlimited number of deposits for first 14 days only.
A fixed rate account is not the right choice for you if you
  • might need access to your savings during the term
  • want to make withdrawals during the term
  • want to add more money to the account during the fixed term.
More Details
4 Year Online Fixed Saver (Issue 16)
  • AER
    4.27%
  • Gross
    4.27%
  • Min Investment
    £1
  • Max Investment
    £250,000
More Details
  • Term
    4 Years
  • Interest Paid
    Annually
  • How to Apply
    Online
  • Withdrawals
    Not permitted before maturity

Can HTB change the interest rate?

  • No, the interest rate is fixed for the duration of the term.

What would the estimated balance be at 48 months based on a £1,000 deposit?

  • £1,000 invested in this account would earn £182.05 interest by the end of the term.
  • £50,000 invested in this account would earn £9,102.72 interest by the end of the term.
  • This is for illustrative purposes only and assumes interest is paid and compounded annually. The illustrative example does not consider the individual circumstances of a customer.

How do I open and manage the account?

  • You can open an account by completing an application form on our website.
  • This account is available to anyone aged 18 or over and a permanent resident in the United Kingdom.
  • Once your account is open, you can manage it online through our online portal, by secure message when logged in or by getting in touch.
  • The fixed term starts on the date the account is open. Interest starts when the first payment is received.
  • You’ll need the minimum balance of £1 in the account to open it and keep it open.
  • The maximum account balance is £250,000 with a maximum of £1m balance across all your accounts with us.

Can I withdraw money?

  • No. This account offers a fixed rate for a fixed term, so you can only close it, withdraw or transfer your money at the end of the term (maturity).
  • We will get in touch before maturity to remind you of the date that your fixed term ends, detailing your options and asking for your maturity instructions. You can ask us to reinvest some or all of it into new accounts or return it to your nominated account.
  • If you don’t tell us what you’d like to do by the fixed term maturity date, we’ll move your balance into our Maturity Easy Access Account to keep your matured balance protected while you decide what to do with it − we’ll send you more information about this account nearer the time.

Additional information

  • You have 14 days from the date you applied for the account to fund it, during which time you can make as many payments into the account as you like up to the maximum balance. After this time, your account will not be able to accept further funds. If the account remains unfunded at 14 days, it will be closed.
  • All payments must be made to – and from – your nominated bank account or into another account with us.
  • Read our full terms and conditions here.

 

A fixed rate account could be the right choice for you if you
  • do not need access to your savings for the whole fixed term
  • want to know exactly how much interest you’ll earn
  • want an unlimited number of deposits for first 14 days only.
A fixed rate account is not the right choice for you if you
  • might need access to your savings during the fixed term
  • want to make withdrawals during the term
  • want to add more money to the account during the fixed term.
More Details
5 Year Online Fixed Saver (Issue 39)
  • AER
    4.27%
  • Gross
    4.27%
  • Min Investment
    £1
  • Max Investment
    £250,000
More Details
  • Term
    5 Years
  • Interest Paid
    Annually
  • How to Apply
    Online
  • Withdrawals
    Not permitted before maturity

Can HTB change the interest rate?

  • No, the interest rate is fixed for the duration of the term.

What would the estimated balance be at 6o months based on a £1,000 deposit?

  • £1,000 invested in this account would earn £232.53 interest by the end of the term.
  • £50,000 invested in this account would earn £11,626.41 interest by the end of the term.
  • This is for illustrative purposes only and assumes interest is paid and compounded annually. The illustrative example does not consider the individual circumstances of a customer.

How do I open and manage the account?

  • You can open an account by completing an application form on our website.
  • This account is available to anyone aged 18 or over and a permanent resident in the United Kingdom.
  • Once your account is open, you can manage it online through our online portal, by secure message when logged in or by getting in touch.
  • The fixed term starts on the date the account is open. Interest starts when the first payment is received.
  • You’ll need the minimum balance of £1 in the account to open it and keep it open.
  • The maximum account balance is £250,000 with a maximum of £1m balance across all your accounts with us.

Can I withdraw money?

  • No. This account offers a fixed rate for a fixed term, so you can only close it, withdraw or transfer your money at the end of the term (maturity).
  • We will get in touch before maturity to remind you of the date that your fixed term ends, detailing your options and asking for your maturity instructions. You can ask us to reinvest some or all of it into new accounts or return it to your nominated account.
  • If you don’t tell us what you’d like to do by the fixed term maturity date, we’ll move your balance into our Maturity Easy Access Account to keep your matured balance protected while you decide what to do with it − we’ll send you more information about this account nearer the time.

Additional information

  • You have 14 days from the date you applied for the account to fund it, during which time you can make as many payments into the account as you like up to the maximum balance. After this time, your account will not be able to accept further funds. If the account remains unfunded at 14 days, it will be closed.
  • All payments must be made to – and from – your nominated bank account or into another account with us.
  • Read our full terms and conditions here.

 

A fixed rate account could be the right choice for you if you
  • do not need access to your savings for the whole fixed term
  • want to know exactly how much interest you’ll earn
  • want an unlimited number of deposits for first 14 days only.
A fixed rate account is not the right choice for you if you
  • might need access to your savings during the fixed term
  • want to make withdrawals during the term
  • want to add more money to the account during the fixed term.
More Details
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