HTB enhances semi-commercial offering with lower rates and new 65% LTV range

We have expanded our semi-commercial mortgage proposition with the introduction of a new pricing band for loans between £250,000 and £1m, alongside a new 65% loan-to-value range.

Our new £250,000 to £1m pricing band offers rates from 6.64%, while the new 65% LTV products are available from 6.24%.

The changes are designed to give brokers greater flexibility across different loan sizes and LTVs when placing semi-commercial cases, while continuing to support mixed-use investment transactions.

The new pricing options are available immediately across our semi-commercial proposition.

Alex Upton, Managing Director, Specialist Mortgages & Bridging Finance said:

Regular proposition reviews are an important part of how we operate as a specialist lender. Semi-commercial continues to be an important part of the conversations we’re having with brokers, and those conversations continue to evolve. We’re seeing a broad range of mixed-use cases coming through, and it’s important that our proposition adapts to support them. We’ve focused our pricing changes where they’ll make the biggest difference for brokers, while continuing to provide the specialist underwriting expertise and certainty they expect from Hampshire Trust Bank. Those conversations help shape how we continue to develop our proposition, ensuring we’re investing in the areas that matter most to brokers and their clients.