Robert is an Independent Non-Executive Director and chairs the Risk Committee. He was Chief Executive of Cattles Limited, a consumer finance company, where he led the restructuring and wind down of its operations, from 2010 to 2016. He was formerly Chief Risk Officer of Absa, the South African subsidiary of Barclays. Robert’s career of more than 30 years with Barclays included a number of senior roles in commercial and retail banking. He is a director of Welcome Financial Services Limited and Chairman of Skipton Building Society. He is an Associate of the Chartered Institute of Bankers.