Announcements include a reduced Cash ISA limit of £12,000 from April 2027 for under 65s An unexpected 2% tax-rise for savers who exceed their Personal…
Major survey from UK bank finds 97% of savers say reducing Cash ISA allowance a bad idea Just 9% would move savings into intended Stocks…
Yesterday, we launched a new range of market-leading long-term fixed-rate Cash ISAs and savings accounts amid growing uncertainty around the future of tax-free savings allowances….
Money Matters | October 2024 Autumn is here – in all its squirreling, puddling and breezy glory. And, with UK savings week recently behind us,…
Edition three Today, we’ll be talking about how you can browse the web with confidence while protecting your hard-earned savings. Because, well, money matters. Most…
As we prepare for the festive joy of Christmas, it’s good time to ponder over our financial strategies, especially when it comes to savings accounts….
We recognise that this can be a difficult concept to get your head around and, let’s face it, may not sound like the most exciting…
According to a recent poll of our savers*, most would welcome and indeed expect an interest rate rise this year. Well, following recent comments from…
Hampshire Trust Bank (HTB) has launched a new Special Edition 5.99% five-year fixed rate product for loans between £100,000 to £1m. The product has a…
The specialist mortgage division at Hampshire Trust Bank (HTB) has completed another large loan as it seeks to support the lending needs of larger and more complex property…
What was your background before joining HTB? I have worked in banking since June 1984, so 37 years this summer. In terms of development funding,…
The bank has partnered with Matillion ETL to transform its data into insights to achieve new levels of simplicity and scale. It has also selected…
The team has witnessed huge growth in London and the South East and is now expanding on the ground operations in the North, a region…
A recent survey of our personal savings customers revealed that 63% find challenger banks more trustworthy than the big five high street banks. These findings…
The current Conservative Government was elected in 2017 with a manifesto pledge to meet the 2015 commitment to deliver 1 million homes by the end…
Creating and maintaining a high standard of customer service is central to this. Customer service is key to attracting and retaining business, however, it can…
A recent report by Zurich revealed that one in four adults in the UK have no savings. This research, developed with neuroscientist Dr Jack Lewis…
Financial regulation has now been tightened and banks are not shy about coming forward when it comes to demonstrating their commitment to the customer. It…
In an illuminating and timely report, the Lending Standards Board (LSB) and the Money Advice Trust recently looked at the impact of vulnerable circumstances on…
However, with Brexit looming on the horizon there are concerns that the skills shortage in the sector could worsen. According to the latest figures from…
In the next couple of months we will be releasing our annual UK SME Savings Tracker research, which gives a snapshot of the business savings…
With tickets changing hands at hundreds if not thousands of pounds, this got us thinking about the role savings can play in helping to fund…
According to the latest ICAEW UK Business Confidence Monitor, business confidence increased to its highest level in two years in Q2 2018, rising to +7%….
That could be saving for a holiday, a new car, your wedding or the deposit for the mortgage, the list is endless. But, how do…
However, it is promising to hear that new home registration numbers have risen in some regions. According to the National House Building Council (NHBC), 154,698…
However, this is a resilient sector, providing people with much-needed homes, and there are plenty of growth opportunities available. According to recent research from estate…
There is no doubt that the initiative has had a positive impact in helping many first time buyers get on to the housing ladder but…
But, how do we do this? Are there simple steps we can take to help turn the UK back into a nation of savers? According…
As part of our latest UK SME Savings Tracker survey, when asked what they would invest in if they made a return from their business…
Our new name more accurately reflects what we do and makes it clearer to our broker partners that we provide a wide range of specialist…
However, while this is an important task this is not something many of us relish as, let’s face it, sorting out your taxes can be…
However, compound interest can have a huge impact on the amount you can save and if the great Albert Einstein did describe it as ‘the…
This Friday, 23 November marks Black Friday, which will kick off the shopping season that comprises 30% of all sales for 2018 (Big Commerce). As…
Well, following recent comments from the Bank of England, market commentators predict that the Base Rate could increase twice this year and this could have…
However, never having time to complete certain activities can have a negative impact in the longer term. According to our recent SME survey*, when asked…
When asked what tasks they were most likely to put off, opening a business savings account was the second most popular answer with 19% of…
For instance, here at Hampshire Trust Bank we are in the middle of conducting our annual employee appraisals. So, why do we believe this is…
So, what is Open Banking exactly and how could it help increase customer choice? Following its retail banking investigation, the Competition and Marketing Authority (CMA)…
According to the latest figures from the Office for National Statistics (ONS), house prices increased by 5.1% in the year to November 2017. However, this…