Astrid is an Independent Non-Executive Director on the board of HTB. She is an experienced senior risk professional with significant expertise across both investment and commercial banking. Until recently, she served as Chief Operating Officer (Group Internal Audit) at Lloyds Banking Group. Between 2011 and 2015 she worked within the commercial banking risk division at Lloyds as Chief Operating Officer. A former Chief Credit Officer at Deutsche Bank, she also held senior positions at CS First Boston (now Credit Suisse) and Moody’s Investors Services. Astrid holds a BA in International Business from the American University in Paris, and a Masters in International Affairs from SAIS – John Hopkins University.