Head of Credit Risk, Specialist Mortgages

Role: Specialist Mortgages
Location: London
Posted: 30/01/2020 | Closing: 31/03/2020
Position: Full-time
Salary: Competitive

Sector Head of Credit Risk for the Specialist Mortgages Sector, taking primary responsibility within the 2nd Line Credit Team for own business sector. Typical facilities range between £1m – £15m. The role holder will be expected to be able to analyse new and existing propositions across all real estate investment sectors, make suitable recommendations to senior management and/or Credit Committee and operate confidently within a personal lending mandate. As a key member of the 2nd Line Underwriting Team, the role holder may also be required to support the other Credit Sector Heads in underwriting and approval of exposures in their own business lines. This is potentially a designated ‘material risk taker’ position depending on delegated credit authorities granted over time.

The role holder will also be involved in the review and monitoring of credit risk at portfolio level, the review and analysis of credit risk data and assisting in the ongoing review and development of credit risk management frameworks, including credit policies. The role holder will have primary responsibility for delivery of their own sector Portfolio Review and any deep dive investigations falling within their own sector as and when required; and will support the CCO in Lending Decision Assurance activity.

The role holder is a direct report of the Chief Credit Officer.

 

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