{"componentChunkName":"component---src-templates-post-index-js","path":"/blog/leading-rates-help-personal-savers-get-more-from-their-money","result":{"pageContext":{"post":{"uri":"leading-rates-help-personal-savers-get-more-from-their-money","id":"cG9zdDoxNzc1MQ==","postId":17751,"title":"Leading rates help personal savers get more from their money","content":"<ul>\n<li><span data-contrast=\"auto\">4.28% AER – <a href=\"https://www.htb.co.uk/personal-savings/fixed-rate-accounts/\">6 Month Online Fixed Saver</a></span></li>\n<li><span class=\"TextRun SCXW17799976 BCX8\" lang=\"EN-GB\" xml:lang=\"EN-GB\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW17799976 BCX8\">4.</span><span class=\"NormalTextRun SCXW17799976 BCX8\">95</span><span class=\"NormalTextRun SCXW17799976 BCX8\">% AER – </span><a href=\"https://www.htb.co.uk/personal-savings/cash-isa-accounts/\"><span class=\"NormalTextRun SCXW17799976 BCX8\">5</span><span class=\"NormalTextRun SCXW17799976 BCX8\"> Year </span><span class=\"NormalTextRun SCXW17799976 BCX8\">Online </span><span class=\"NormalTextRun SCXW17799976 BCX8\">ISA</span><span class=\"NormalTextRun SCXW17799976 BCX8\"> Fixed Saver</span></a></span></li>\n<li>5.05% AER – <a href=\"https://www.htb.co.uk/personal-savings/fixed-rate-accounts/\">5 Year Online Fixed Saver</a></li>\n</ul>\n<p>&nbsp;</p>\n<p>For savers who are comfortable leaving their money untouched, our fixed-rate accounts provide certainty because the interest rate will not change during the term.</p>\n<p>Our 5-Year Online ISA Fixed Saver currently tops the <a href=\"https://www.money.co.uk/savings-accounts/cash-isas/results\">money.co.uk table</a>, offering 4.95% AER tax-free interest for five years. It’s a simple way for savers to lock in a competitive return while making the most of their annual ISA allowance.</p>\n<p>For savers who have already used their ISA allowance, our latest range of Fixed Rate Saver products offer another way to secure a guaranteed return. Our 5-Year Online Fixed Saver offers a highly competitive rate at 5.05% AER and with terms ranging from six months to five years there&#8217;s an account to match all types of savings goals.</p>\n<p>Importantly, customers don’t have to trade competitive rates for convenience. Our online accounts are straightforward to manage and are supported by our UK-based savings team, making it easier to stay in control of savings without unnecessary complexity.</p>\n<p>But you don’t just have to take our word for it. At the Moneycomms Top Performers 2026 Awards, we were named <a href=\"https://www.htb.co.uk/blog/weve-been-named-savings-provider-of-the-year-2026\">Savings Provider of the Year</a> and Best Fixed Rate Savings Provider for the second-year running.</p>\n<p><strong>Ian Jackson, Managing Director of Savings at HTB, said: </strong></p>\n<blockquote><p>Savers are looking for confidence and certainty. Our latest accounts provide highly competitive rates, with the opportunity to lock in a guaranteed return and where needed, make the most of tax-free saving through an ISA. Supported by straightforward online account management and our UK-based savings team.</p></blockquote>\n<p>Alongside competitive rates, eligible deposits are protected by the Financial Services Compensation Scheme (FSCS), providing additional peace of mind for customers.</p>\n<p>To find out more about our latest savings accounts, visit our <a href=\"https://www.htb.co.uk/personal-savings/\">personal savings page</a>.</p>\n<p><em>T&amp;Cs apply. AER means annual equivalent rate. Rate correct at the time of posting. ISA tax-free annual allowance applies per person. </em></p>\n","link":"https://uat-wp-www-htb-co-uk.htbplc.co.uk/blog/leading-rates-help-personal-savers-get-more-from-their-money/","slug":"leading-rates-help-personal-savers-get-more-from-their-money","customNewsDetails":{"customAuthorField":null,"customSubHeading":"We’ve announced new rates across our fixed-rate savings range, giving personal savers a choice of terms from six months to five years. These accounts pay a guaranteed rate for a fixed period, with a Cash ISA option for savers who want to earn interest tax free."},"featuredImage":null,"categories":{"nodes":[{"name":"Latest news","slug":"latest-news","id":"Y2F0ZWdvcnk6OQ=="}]},"author":{"name":"Natasha","slug":"natashadavidson"},"seo":{"metaRobotsNofollow":"follow","metaRobotsNoindex":"noindex","opengraphAuthor":"","opengraphDescription":"We’ve announced new rates across our fixed-rate savings range, giving personal savers a choice of terms from six months to five years. These accounts pay a guaranteed rate for a fixed period, with a Cash ISA option for savers who want to earn interest tax free.","opengraphImage":null,"metaDesc":"We’ve announced new rates across our fixed-rate savings range, giving personal savers a choice of terms from six months to five years. These accounts pay a guaranteed rate for a fixed period, with a Cash ISA option for savers who want to earn interest tax free.","canonical":"","opengraphTitle":"Leading rates help personal savers get more from their money - HTB","twitterDescription":"","twitterTitle":"","twitterImage":null,"title":"Leading rates help personal savers get more from their money - HTB","opengraphUrl":"https://uat-wp-www-htb-co-uk.htbplc.co.uk/blog/leading-rates-help-personal-savers-get-more-from-their-money/","opengraphSiteName":"HTB","opengraphModifiedTime":""},"date":"2026-09-18T15:22:54","excerpt":"<p>4.28% AER – 6 Month Online Fixed Saver 4.95% AER – 5 Year Online ISA Fixed Saver 5.05% AER – 5 Year Online Fixed Saver&#8230;</p>\n"},"breadcrumb":{"location":"/blog/leading-rates-help-personal-savers-get-more-from-their-money","crumbs":[{"pathname":"/","crumbLabel":"HTB"},{"pathname":"/blog/","crumbLabel":"blog"},{"pathname":"/blog/leading-rates-help-personal-savers-get-more-from-their-money/","crumbLabel":"leading-rates-help-personal-savers-get-more-from-their-money"}]}}},"staticQueryHashes":["1239430513","1586857859","1772891646","229476007","2634765651","2661285376","3264027306","3649515864","493905975","63159454"]}